Bank Polskiej Spółdzielczości S.A. with its headquarters in Warsaw was founded on 15th of March 2002 through a merger of Gospodarczy Bank Południowo-Zachodni SA with five Polish banks: Bank Unii Gospodarczej SA, Lubelski Bank Regionalny SA, Małopolski Bank Regionalny SA, Rzeszowski Bank Regionalny SA and Warmińsko-Mazurski Bank Regionalny SA.
Mission of Bank BPS S.A.:
Bank BPS S.A. is based on the best native cooperative tradition, supporting and complementing the financial and human potential of affiliated cooperative banks.

It is a reliable, competitive, secure and modern bank both for its customers and shareholders.

Bank BPS provides its services to both individual as well as business customers – private companies, agricultural sector and public sector entities through 79 outlets located throughout the whole country.
Among the shareholders of Bank BPS S.A. dominate cooperative banks which own together 87.3% shares, including affiliated banks - 80%. However, such foreign financial entities like DZ BANK AG or Credit Mutuel also play an important role amongst its shareholders.

The Bank’s total balance reaches PLN 12,5 bn (as for 31.12.2009).

BPS Group
BPS Bank affiliates 359 cooperative banks, what constitutes 62,33% of Polish cooperative banking sector.
Total balance of affiliated cooperative banks exceeds PLN 34,6 bn, and the shareholders equity PLN 3.5 bn (as for 31.12.2009).

Governing bodies of Bank BPS:

• Management Board
• Supervisory Board

Annual Report 2009 - download

Annual Report 2008  - download
Annual Report 2007 - download
Annual Report 2006 - download
Annual Report 2005 - download


You can open the report  clicking once its name with the left button of the mouse or save it on your computer clicking once its name with the right button of the mouse and choosing the appropriate option of the menu.

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Bank BPS S.A. represents the Polish co-operative banking sector being a participant  of Executive Committee of Confédération Internationale des Banques Populaires – CIBP, an international organization that affiliates co-operative banks from 18 countries all around the world.


Legal information:

Bank Polskiej Spółdzielczości S.A.
9/11B Płocka Str., 01-231 Warsaw
Tax Identity Number (NIP) 896-00-01-959
District Court for the Capital City of Warsaw, XII Business Branch of the Domestic Registry Court KRS no. 0000069229
Share capital and paid-in capital PLN 133,246,777

DECLARATION OF THE BOARD of BANK BPS S.A. in the matter of counteracting money laundering and counteracting financing of terrorism at Bank Polskiej Spółdzielczości Spółka Akcyjna - View English version